Ashley Havens

Welcome to Ashley Havens State Farm in Mountain Home and Flippin, AR! Our team will guide you confidently through every season of your insurance journey. Visit our Flippin location at 240 East Main Street!

Happy Fall! While you're attending autumnal celebrations and enjoying pumpkin-flavored everything, don't forget the importance of insurance. October consistently ranks as one of the three riskiest months in vehicle accident analyses. Ask us about our Drive Safe and Save program to earn reductions. For drivers under 25 years old, our Steer Clear program can help young drivers make safer choices on the road. Call, click, or stop by one of our offices to ensure you have the right coverage in place!

I have two great locations to serve you. Come and see us for all of your car insurance needs. Our office in Baxter County has been serving customers in Mountain Home, Henderson, Norfork, Gassville, Cotter, and Lakeview since 2009. In addition to our Baxter County location, we have been serving customers with cost effective auto and homeowners insurance options in Flippin, Bull Shoals, Yellville, Peel, Valley Springs, and Marshall since 2010. Both of our office locations can help you with car insurance and renters insurance in Missouri as well.

My awesome team members are ready to answer your insurance and financial services questions. We have grown our team in both locations this year to include 9 licensed insurance professionals to better serve you. Both locations offer free quotes and comparisons to walk in and call-in customers. I believe it is very important for my customers to have a plan for their auto, home, and life insurance, and that plan should be designed specifically to meet their individual needs. We will do just that for each one of you. Our licensed insurance agents have a combined experience of OVER 67 YEARS with State Farm Insurance. We focus on relocations (State to State Transfers) in addition to auto, homeowners and renters' insurance. We also have dedicated team members to service your small business insurance needs.

I am an Arkansas Native and have lived in the Twin Lakes area since starting my State Farm Agency in 2009. Before becoming a State Farm Agent, I was an insurance agent with a Life Insurance company for several years making my combined insurance experience over 17 years. When I am not in the office reviewing insurance coverages with our customers, I enjoy volunteering my time teaching teen driving awareness training at the Mountain Home High School. I am proud to serve our community through volunteer work with the North Central Arkansas Food Bank, the Mountain Home Area Chamber of Commerce, and the Flippin Chamber of Commerce. I am a graduate of Arkansas State University with a B.S in Marketing. I look forward to meeting each of you in person soon!

Frequently Asked Questions (FAQs)

Q: How can I compare auto insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Ashley works with Mountain Home residents to find coverage that fits.

Q: How fast can I get car insurance?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. For personalized coverage in Mountain Home, AR, reach out to Ashley.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Connect with Ashley for insurance guidance in Mountain Home.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. In Mountain Home, you can count on Ashley for personalized service.

Q: What does renters insurance cover?

A: Renters insurance helps protect the things you own if something unexpected happens. It can help cover personal belongings if they are damaged or stolen, provide personal liability protection if someone is injured, and help with additional living expenses if you are unable to stay in your home due to a covered loss. Ashley is here to help your household feel covered.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Looking for coverage? Talk with Ashley about your options in Mountain Home and Flippin.